If you are like most people faced with the decision of how to handle your debt load, you may spend a lot more time worrying about how you are going to make it each month than actually considering solutions for your problem.

There are really only FIVE OPTIONS to eliminate your debt. If you click on the links to the right or continue following the "NEXT" arrows at the bottom of each page, you can read about the pros and cons of each choice. While there is no way out that is completely painless, you will find the solution that is right for you.